022: Anne’s Finance Moves, Matt’s $500K Crypto Loss

Anne and Matt dig into how founders think about money, growth, and energy. Anne shares her recent dive into bonds, T-bills, and high-yield savings accounts—and why she treats checking accounts as “dead money.” Matt contrasts by explaining why almost every dollar he earns goes right back into ChipBot, including how shareholder loans work without changing a cap table.

The two also unpack what it means to run a consulting agency versus a product company, how networking can be reframed as marketing, and why side passions like dancing or table tennis aren’t just hobbies—they’re fuel for business longevity.

🚨 Stuff You’ll Want to Remember:

• “Checking accounts are just dead money unless they’re earning interest.” — Anne
• “Even a $200 return from bonds pays for real business expenses.” — Anne
• “I lost half a million in crypto in two weeks, but I can always make it back through building.” — Matt
• “For me, the best ROI is reinvesting in ChipBot—it’s the one thing I control.” — Matt
• “In consulting, the client relationship dies if you let it go stale. Meetings aren’t just meetings, they’re connection points.” — Anne
• “Everything in business is cycles: invest, execute, wait six months, adjust, repeat.” — Matt
• “Table tennis is my energy source, the same way dancing is yours—it’s better than coffee.” — Matt

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn